ипотечный жилищный кредит, просроченная задолженность, первоначальный взнос, переплата, процентная ставка, рынок жилой недвижимости, Economic growth, development, planning, HD72-88, Economics as a science, HB71-74

In the article the author analyzes the key indicators of the mortgage market in Russia. The author determines the factors and directions of further development of the mortgage market. Particular attention is paid to the role of government in the process of mortgage market's development. The role of large banks and their influence on the mortgage market is also revealed in the article. Also author analyses the main lacks of mortgage lending in Russia and suggests additional measures aimed to stimulate mortgage lending.